One of the toughest job I have right now is BUDGETING. Really, really tough. If I only have the chance not to do it, I would. lol! But I know our future lies in making sure we spend every penny wisely. The truth is BUDGETING is not my strong suit. I am a spender in the past. lol! And even if I am accustomed to having only one payday in a month. Yap, when I was still employed we only received our salary during the 15th. Its a good thing that hubby’s transportation allowance is given during the 30th. But I still wish back then that we received our pay the usual way..15th and 30th.
Now, it still the same. Once a month hubby will remit his salary to our account and then I will pay all things that needs to paid after alloting a certain amount of savings. I also set aside something to pay the houses. I believe in taking advantage of the opportunity so there won’t be a wasted chance. So, I started listing all the things I wanted to buy for this year. And then I assessed which are just wants and necessities. If our budget would allow it we might be able to buy two or three of our wants and all our necessities. The list consist of buying an HDMI splitter, though I am not sure now if this will be bought this year or next together with the LCD tv.
Right now, my top most priority is to make sure that all debts and loans are paid off in five years time. And hopefull in between now and the five years to come there won’t be any untoward happenings.
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